The Credit Bureaus’ New Credit Scoring System

The three major consumer credit reporting agencies in the U.S. have recently created a new credit scoring system that is supposed to give financial institutions a more consistent evaluation of the credit worthiness of applicants.

  • Share/Bookmark

How to Build Retirement Security

Knowing if you have saved enough is just part of retirement security. The other part involves creating an investment scheme that will create income without touching your savings.

  • Share/Bookmark

Happy Birthday to My First Born Son – Anton!!!

Press Play to Watch the Video … (thank you for your patience while it loads!)

  • Share/Bookmark

How to Budget Money

Budgeting money is something of a neglected necessity in the modern world, with so many people lured into spending regardless of their financial situation. It has become almost the norm to spend each month more than is earned, often without even knowing it. This has led to severe debt problems for millions of people in the US and UK in particular, and an encouragement and acceptance of ignorance in personal money management.

  • Share/Bookmark

How to Remove a Negative Credit Rating

Your credit rating is very important when you need to obtain credit for something important and if you have a negative on your credit report you will want to remove it as soon as possible.  Just one mistake can make a huge difference in your overall credit rating, so you will want to know how to go about removing that negative so your credit rating can rise.

  • Share/Bookmark